We can get you into a home with little to no out of pocket costs
Receive 3.5% down payment assistance for the purchase of a house, condo, townhome, multi-family, or manufactured home.
580 Minimum Credit Score
No Income Limits
Do not have to be first time home buyer
Must be used for primary residence
Loans up to $980,000
Some options don't require repayment
Some options are a repayable loan
Receive up to $4,000 in down payment assistance for a conventional loan for a single family home, condo, or townhome
Up to 2% down payment assistance
620 Minimum Credit Score
Must be a first time home buyer
Income limits apply
Maximum loan limits apply
No repayment required
Homebuyers in select metro areas in Illinois, Indiana,, Michigan, Arizona, Florida, California as well as 12 other states can receive help
$5,000 for down payment and closing costs
$1,000 for appraisal & home warranty costs
620 Minimum Credit Scre
No repayment required
Must be a first time home buyer
Only available in select metro areas
For buyers that need help with both a down payment and closing costs, the lender provides an additional 1.5% for closing costs
580 Minimum Credit Score
No Income Limits
Do not have to be first time home buyer
Must be used for primary residence
Loans up to $980,000
Money received is repaid monthly
Programs from state government agencies and individual cities provide numerous down payment assistance programs.
Grants, Forgivable, Repayable Loans
All types of homebuyers (1st and repeat)
Must be primary residence
Some options don't require repayment
There are multiple first time home buyer programs from Fannie Mae and Freddy Mac, each with a different combination of benefits.
Lower down payment requirements
Lower monthly mortgage insurance
Preferred Interest Rates
Relaxed restrictions
Balanoff Mortgage Team
(773) 828-5700 (text or call)
Robert Balanoff
NMLS # 1974234
AZLIC# 1023759
NEXA Mortgage, LLC
NMLS # 1660690
AZ LIC # AZMB-0944059
Corporate Headquaters
3100 W Ray RD STE 201
Office # 209
Chandler AZ 85226